Painters Insurance in Bergen County, NJ

Insuring your Painting Business


Painting businesses are extremely common these days. All over the globe, there is an increase in building construction and with that, an increase in the need for painters. Painting businesses are starting up everywhere, with each of them
eager to get as much work as possible. One very important issue many of these companies ignore in the creation of their businesses is – insurance! Insurance is a key element for all businesses in today’s world. The painting business needs insurance coverage just like any other business. Let’s review some of the reasons why painters insurance in Bergen County, NJ is so important!

Why would a painting business need insurance?

A painting business may seem like a very low risk business, but there are a lot of hazards involved. Paint or a piece of equipment could fall on one of your employees or clients, which could result in injury. An expensive piece of your equipment could get damaged while on a job and be very costly to fix.  There is also the risk of being sued by a customer or an employee that could lead to big financial losses for your business. Over time, due to the extreme physicality of being a painter, some workers may get hurt or fatigued and need time off. If they are hurt badly, they may need medical care, or be out of work indefinitely. Usually painting businesses pay for worker’s medication and sometimes their time off. This is where insurance could be extremely helpful.
Often, not only does the painting business itself need to be covered with insurance, but the contractors, handymen, developers, builders, etc. need to have insurance as well.  

What types of insurance do painting businesses require
Painters insurance in Bergen County, NJ can cover a lot of different types of policies. Some of these policies are:

  • Business Owner Policy

    Basic insurance liabilities are often not enough to cover and protect a business, so this policy could be helpful. A business owner policy covers property, theft, and even the loss of income. It is a great way to protect your company, under different circumstances.

  • Worker’s Compensation

    By law, small businesses must provide protection for their employees, which is what this policy does. Worker’s Compensation may cover medical expenses that an employee may incur from work on the job. It may also take care of a portion of lost wages the employee could face when out of work.

  • Automobile Insurance

    This type of policy insures the company vehicles of your business but can vary by different policies and states. Injuries that are suffered in a business vehicle accident are handled by the automobile insurance company. This protects the employees and owners by having any accidents covered.
Painters insurance in Bergen County, NJ is a “must have” for businesses and is the best way to ensure that your company is at less risk and runs more smoothly. A good insurance policy guarantees you and your business are not under threat of a lawsuit, as it helps pay for damages and legal proceedings. Also, good insurance can help raise your employees’ morale, and make them and your clients feel more comfortable working with your business.
 There is no need to look any further! We are the company that can supply your painting business with the most suitable insurance policies. We understand how very important insurance is to your business and we have designed our policies to help your company. Please, give us a call today, so we can help you find the policy that is perfect for your business!

Comments

Post a Comment

Popular posts from this blog

Reasons to Get Business Insurance

Image
Reasons to Get Business Insurance   Business insurance is not only a very safe and sound decision you should always start considering the minute you’re looking to actually launch a business, but it makes sense from an entrepreneurial point of view as well. It can end up saving you money, sparing you from having to go through frivolous lawsuits for whatever reasons and in the end, give you the peace of mind needed for you to focus on the business rather than on the risks associated with running it. Different Types of Insurance There’s plenty of insurance policies you can get, and each and every one of them will be needed depending on what kind of business you’re operating. If it’s a business that employs a lot of people and they are prone to accidents on the job, you might look into workers compensation or liability insurance. If the property itself is a huge part of your business, like if you’re running a restaurant or a store, then property insurance policies might be t...
Read more

Business Insurance In Bergen County, NJ

Image
Owning a buѕinеѕѕ means уоu must еxреriеnсе a grеаt dеаl оf stress аnd undеrtаkе tasks thаt саn be both diffiсult аnd confusing. Onе оf thеѕе tаѕkѕ iѕ finding and signing uр tо buѕinеѕѕ inѕurаnсе in Bergen County, NJ . Dесiрhеring thе tеrmѕ uѕеd in thе litеrаturе соmbinеd with the complexities оf the legal ѕituаtiоn makes thiѕ оnе of thе hаrdеѕt jоbѕ whеn running a buѕinеѕѕ. Unfоrtunаtеlу уоu cannot livе withоut inѕurаnсе; it iѕ a nесеѕѕаrу еvil оf running a company and fundаmеntаl in protecting уоur аѕѕеtѕ.  Anу business inѕurаnсе роliсу will have a gеnеriс ѕеt оf ingrеdiеntѕ thаt ultimately mаkе it ѕоund. A combination of property inѕurаnсе, liаbilitу inѕurаnсе аnd соmреnѕаtiоn inѕurаnсе will соvеr уоur соmраnу frоm mоѕt angles. Thеrе аrе аdditiоnаl fоrmѕ of соvеrage depending on the ореrаtiоnѕ оf your company but companies, like Insuranze Associates can offer you individualized policies so you aren't paying for unnecessary coverage. Prореrtу insurance iѕ one of the m...
Read more